An insurance company that is established under the laws of another state is called?

An insurance company that is established under the laws of another state is referred to as a foreign insurance company. This terminology is used in the context of the regulatory framework that governs insurance operations across different jurisdictions.

In the insurance industry, the designation of an insurer as "domestic," "foreign," or "alien" is essential to understanding its domicile. A domestic insurance company is one that is incorporated in the same state where it conducts its business. Conversely, a foreign insurance company operates in a state but was incorporated in a different one; hence, it is called "foreign" relative to the state in which it conducts business.

The term "alien" is used for an insurance company that is incorporated outside of the United States entirely. This means any insurer that originates from a country other than the U.S. is labeled as alien in the context of U.S. insurance regulations. The option "local" does not accurately define the status of an insurance company within interstate or international insurance law.

Therefore, the correct identification of an insurance company established under the laws of a different state is indeed foreign.