How many days of automatic coverage are provided for fine arts in the Personal Articles Floater?

The correct choice is based on the specifics of coverage provided under a Personal Articles Floater, particularly focusing on fine arts. This policy typically extends automatic coverage for newly acquired items for a period of 90 days. This allows the policyholder a reasonable amount of time to notify the insurance company and ensure that the new items are adequately covered under the existing policy terms.

Policies may vary, but the standard timeframe for automatic coverage among many insurance providers for fine arts and similar items is indeed 90 days. This provision provides flexibility to the insured, ensuring that there is no lapse in coverage as they acquire new items. This understanding is crucial for agents to effectively communicate the benefits and limitations of the Personal Articles Floater to their clients.