How much will Sarah's policy pay for the windshield damage?

Study for the Florida 20-44 Resident Personal Lines Agent License Exam. Utilize flashcards and multiple-choice questions, each with hints and explanations. Get ready for your exam!

When determining how much Sarah's policy will pay for the windshield damage, it's important to consider common provisions in personal auto insurance policies related specifically to glass repair or replacement. Many states have laws or guidelines that mandate comprehensive coverage to include specific benefits for windshield damage.

In this scenario, if the amount of $300 is indicated as the payout for the damage, it could be based on a few factors typically covered in auto insurance. For example, comprehensive coverage often provides a certain amount for repairs, which is frequently aligned with the costs associated with windshield damages, such as repairs or full replacements.

Additionally, policies may have provisions that allow for a full waiver of the deductible for glass repairs, meaning the insured might not have to pay anything out of pocket for repairs, which could further support why the insurance would cover this amount specifically. The payout of $300 reflects what the insurance company has determined is the reasonable cost to repair or replace the windshield under the stipulated terms of the policy.

Understanding these provisions helps clarify why Sarah's policy pays $300 for the windshield damage.

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