How often should clients review their insurance policies?

Clients should review their insurance policies every few years or after significant life changes because this practice ensures that their coverage remains adequate and relevant to their current situation. Life events such as marriage, the birth of a child, changing jobs, or purchasing a new home can all impact insurance needs. Regular reviews help identify gaps in coverage, consider new risks, or take advantage of new options or discounts in the market. This proactive approach can lead to better financial protection and peace of mind, as circumstances can change quickly, and a policy that may have been appropriate at one time may no longer be sufficient or appropriate after significant events.