In terms of personal liability policies, which of the following is usually included in coverage?

Personal liability policies are designed to provide protection against claims arising from injuries or damages that the policyholder may cause to others. The coverage typically includes bodily injury to others, which means that if someone gets hurt due to an incident for which the insured is responsible, the policy will cover the medical expenses, legal fees, and potentially damages awarded in a lawsuit.

Injury to others is crucial because it addresses a wide range of scenarios, such as accidents that occur on your property or incidents where someone is hurt due to your actions. This type of coverage is fundamental in protecting the policyholder against personal liability claims, which can arise from various everyday situations.

When considering the other choices, damage to personal property focuses more on physical damage to the policyholder's own belongings, while professional services pertain to professional liability, which is not covered under standard personal liability policies. Auto accidents typically fall under automobile insurance, which is a separate type of coverage. Thus, injury to others is the most fitting answer regarding what is usually included in personal liability policies.