The Garage Coverage Form combines which two coverage forms?

The Garage Coverage Form is specifically designed for businesses that operate a garage or maintain a fleet of vehicles. It combines Business Auto coverage and General Liability coverage to provide comprehensive protection for such operations.

Business Auto coverage protects against risks associated with the use of vehicles, including liability for bodily injury or property damage arising from accidents involving those vehicles. This is crucial for any business that relies on transportation as part of their operations, such as auto repair shops or car dealerships.

General Liability coverage, on the other hand, protects against other business risks not directly related to vehicle use, including bodily injury or property damage occurring on the business premises or due to business operations, like slip-and-fall accidents.

By combining these two coverage forms, the Garage Coverage Form ensures that businesses in the automotive sector have the necessary insurance to cover both the risks associated with their vehicles and those associated with general business operations. This comprehensive insurance solution helps minimize coverage gaps and provides better overall protection for the business.