What are the basic limits for Section II under the homeowner's policy?

The basic limits for Section II of a homeowner's policy typically include liability coverage for bodily injury or property damage that the policyholder is legally responsible for. Under standard homeowner policies, the basic liability limit generally starts at $100,000.

Additionally, medical payments to others (which cover medical expenses for guests injured on the property, regardless of fault) usually have a standard limit of $1,000. This limit allows for quick coverage of medical expenses without having to establish liability, making it a beneficial feature of homeowner's insurance.

Thus, the chosen answer accurately reflects the common limits associated with these coverages in homeowner insurance policies.