What is a common personal lines insurance product?

Personal automobile insurance is indeed a common personal lines insurance product because it specifically provides coverage for individuals' vehicles and the associated risks of personal driving. This type of insurance is tailored to personal use rather than commercial activities. It typically offers various types of coverage, including liability, collision, and comprehensive coverage, designed to protect the policyholder from financial loss in the event of an accident, theft, or damage to their vehicle.

In contrast, general liability insurance primarily covers businesses against claims of bodily injury and property damage, making it less relevant for individuals seeking personal coverage. Workers' compensation insurance is specifically designed for workplace injuries sustained by employees and is thus tied to employment rather than personal risk. Professional liability insurance, also known as errors and omissions insurance, protects professionals against claims of negligence or malpractice in their professional services. Since these other options cater to business or professional contexts, they are not categorized as personal lines insurance products, distinguishing personal automobile insurance as the most applicable choice in this scenario.