What is a primary benefit of named non-owner coverage?

Named non-owner coverage provides liability coverage for individuals who do not own a vehicle but frequently drive cars that belong to others. This type of insurance is designed to protect individuals against the financial risks of liability claims that may arise while operating other people's vehicles.

By focusing on option B, this coverage stands out because it extends liability protection for driving any car, as long as the insured has permission from the vehicle's owner. This is particularly useful for those who may borrow cars from friends or family or rely on rental vehicles. It ensures that the driver has a safety net in case of accidents that cause property damage or bodily injury to third parties.

In contrast, the other options highlight limited scopes of coverage. For instance, coverage limited only to rental cars does not address the broader necessity of protection across multiple vehicles. Similarly, while covering physical damage to owned vehicles is relevant for owners, it does not apply to non-owners, who represent the target market of this type of coverage. Lastly, focusing solely on medical expenses does not capture the full liability protection that named non-owner coverage is intended to provide. Therefore, the emphasis on liability coverage while driving any car encapsulates the primary benefit of named non-owner coverage accurately.