What is the maximum amount of liability for damages under Florida law unless otherwise specified?

The maximum amount of liability for damages under Florida law is defined in terms of bodily injury liability (BIL) and property damage liability (PDL), which refers to the minimum insurance coverage limits required for vehicle owners. The correct choice is 10/20/10, which represents the limits for bodily injury and property damage.

Specifically, the numbers can be broken down as follows: the first number indicates the maximum coverage limit for one individual injured in an accident, the second number specifies the total coverage limit for all individuals combined in a single accident, and the last number represents the maximum amount for property damage incurred in the accident. Therefore, under Florida law, the minimum required liability coverage would be $10,000 for bodily injury per person, $20,000 for total bodily injury per accident, and $10,000 for property damage.

Understanding these limits is crucial for both consumers and agents, as it allows for appropriate risk management and ensures compliance with state regulations. The other options listed represent different minimum coverage limits, which are not applicable unless specified by unique circumstances or policies.