What is the primary purpose of the Garage Coverage Form?

The primary purpose of the Garage Coverage Form is to provide liability protection specifically related to garage operations. This type of insurance is essential for businesses that operate garages, such as auto repair shops, service stations, and dealerships, because it covers risks associated with the services offered, including the operations performed and the interactions with customers' vehicles.

The Garage Coverage Form includes coverage for bodily injury and property damage liability that arises from the business's garage operations. This enhances the protection for the business against potential lawsuits resulting from accidents or issues caused while working on customers' vehicles or conducting business-related activities. This relevance to operational liability is what makes this coverage form distinct and necessary for garage owners.

While other options like covering personal automobiles of employees, insuring property of customers while in the garage, and covering inventory of cars in a dealership are important aspects of auto-related insurance, they fall outside the primary function of the Garage Coverage Form, which is focused on the broader liability aspects of garage operations.