What is the role of an insurance agent?

The role of an insurance agent primarily involves selling and servicing insurance policies for clients. Agents are the intermediaries who help individuals or businesses find appropriate insurance coverage tailored to their specific needs. This includes explaining different policy options, answering questions regarding coverage details, and assisting with claims processes. Agents need to understand their clients' situations and recommend suitable insurance products to ensure that their clients are adequately protected against potential risks.

In essence, the insurance agent acts as an advocate for the client within the insurance market, ensuring that the client receives the best coverage at competitive prices. They also offer ongoing support, which enhances the overall customer experience and fosters long-term relationships, which is vital in the insurance industry. This client-focused approach is central to the agent's role, highlighting why this answer is the most fitting description of what an insurance agent does.