What type of incidents are excluded from Garage Coverage?

Garage Coverage primarily provides insurance for businesses that engage in automotive-related operations, such as repair shops or dealerships. It is essential to understand the scope of coverage and the exclusions that apply within this context.

Injuries that occur off the premises are typically excluded from Garage Coverage because this type of policy is designed to cover incidents that arise specifically in connection with the insured's garage operations. If an injury occurs away from the business location, it falls outside the purview of the policy's intended coverage, which focuses on activities conducted on the premises or directly related to the garage's operations.

This exclusion reinforces the idea that while Garage Coverage offers protection for many liability claims related to actions within the business, it does not extend to incidents that take place beyond the confines of the garage, ensuring that the coverage remains specific and relevant to the operations at hand.