What type of residential property does the Flood Policy primarily cover?

The Flood Policy primarily covers properties that are considered to be a primary residence. This policy is designed to provide financial protection against flood damage for homes that people live in as their main dwelling. Coverage can include damage from flooding caused by heavy rainfall, storm surges, and other water-related incidents.

While rental properties, second homes, and vacant land might have their own types of insurance coverage or might be eligible for different forms of flood insurance, the key aspect of the Flood Policy is its focus on the primary residence. This emphasis ensures that individuals who reside in their homes can obtain aid in recovering from losses due to flooding, which is essential for maintaining their living situation and financial well-being.