When towing a rented trailer, how are bodily injury and property damage covered under a Personal Auto Policy?

When towing a rented trailer, a Personal Auto Policy typically extends coverage to both bodily injury and property damage. This means that if an accident occurs while towing the rented trailer, the policy would provide defense and indemnity for bodily injury claims brought against the insured as well as coverage for any property damage to others that arises from the accident. This applies as long as the use of the trailer is within the parameters of the policy, such as being used for personal use, and not in violation of policy exclusions.

It's important to note that many Personal Auto Policies are designed to provide coverage similar to that of a personal vehicle when towing a trailer, ensuring that the policyholder is protected from various liabilities that may arise. This inclusion reflects the intention of the insurance to provide comprehensive coverage for insured vehicles and associated liabilities.