Which coverage protects the insured from damage caused by uninsured motorists?

Uninsured Motorist Coverage is specifically designed to protect individuals from damages that result from accidents involving drivers who do not have insurance. This type of coverage ensures that if the insured is involved in a collision with an uninsured driver, they can recover costs for medical expenses, property damage, and sometimes pain and suffering, up to the limits of their policy. This protection helps mitigate the financial burden on the insured, ensuring that they are not left to bear the costs alone due to another party's lack of insurance.

Medical Payments coverage, on the other hand, pays for medical expenses incurred by the insured and their passengers regardless of fault, but it does not cover damages caused by uninsured motorists specifically. Liability Coverage protects the insured against claims made by others for bodily injury and property damage that the insured is legally responsible for, rather than protecting against losses sustained by the insured. Comprehensive Coverage is designed to cover damages to the insured's vehicle not involving a collision, such as theft or natural disasters, rather than addressing injuries or damages caused by uninsured drivers. Therefore, Uninsured Motorist Coverage is the appropriate choice for protection against damages from uninsured motorists.