Which of the following can be included in a single flood policy?

The inclusion of a detached shed in a single flood policy is valid under the National Flood Insurance Program (NFIP) guidelines, which aim to provide financial protection against flood damage for specific types of structures and items.

Flood policies generally cover primarily two classifications: residential buildings and personal property. A detached shed, while not physically attached to the main dwelling, is still considered an insurable structure if it qualifies as a building under the policy. This means it has been constructed above ground and meets the necessary criteria, allowing it to be included as part of the coverage under a single flood policy.

Understanding this helps clarify the overall structure of flood insurance. Other structures like a dwelling, while indeed covered under flood policies, would typically be included as part of the overall policy rather than as an additional structure covered under a specific line item. Similarly, while contents are covered, they are categorized separately from the structural components of the policy. Therefore, the focus on the inclusion of the detached shed aligns with understanding that certain structures can indeed be covered in a cohesive flood policy context.