Which of the following describes a benefit of supplementary payments in a Personal Auto Policy?

Supplementary payments in a Personal Auto Policy are designed to provide certain additional benefits that go beyond the basic coverage limits. One of the key benefits they offer is coverage for attorney fees and legal expenses, which is crucial when an insured is involved in a legal proceeding because of an accident. This can include costs associated with defense against lawsuits related to claims made under the policy.

This aspect of supplementary payments is often important, as legal fees can accumulate quickly, and having coverage for these costs helps ensure that the insured is not left financially vulnerable while defending themselves in court or dealing with claims. While other aspects of the policy, such as coverage for business use, rental car replacement, or increasing limits of primary coverage, are important, the specific inclusion of legal fees as a supplementary payment highlights its role in offering broader protection and support to the policyholder in challenging situations.