Which of the following does not accurately describe the Citizens Wind Program?

Study for the Florida 20-44 Resident Personal Lines Agent License Exam. Utilize flashcards and multiple-choice questions, each with hints and explanations. Get ready for your exam!

The Citizens Wind Program is designed to provide coverage for properties located in areas particularly vulnerable to wind-related damage, specifically in regions that are prone to hurricanes and tropical storms. Therefore, options that accurately describe the program emphasize the geographic focus and the types of perils covered.

The program covers the perils of windstorm and hail, which aligns with option B. It is also geographically restricted, meaning it covers properties in designated areas of certain counties that are at higher risk for windstorm damage. This is reflected in option C.

While option D suggests that the program is only available on specific types of property, this statement does not accurately characterize the broad approach of the Citizens Wind Program. The program is accessible to a wider range of properties within the defined areas rather than being strictly limited to specific types. Thus, stating that the program is only available on specific types undermines the intent and application of the Citizens Wind Program, making it the statement that does not accurately describe it.

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