Which of the following is not considered an insured location under Section II of the homeowners policy?

Study for the Florida 20-44 Resident Personal Lines Agent License Exam. Utilize flashcards and multiple-choice questions, each with hints and explanations. Get ready for your exam!

In a homeowners policy, Section II outlines the specifics of insured locations, which typically include the insured's primary residence, any temporary rented residences, and often vacant land owned by the insured, provided certain conditions are met.

A rental dwelling the insured owns across town is not considered an insured location under Section II of the homeowners policy because it does not fall under the coverage meant for personal property used primarily for residential purposes. This type of property is generally viewed as a business venture or investment rather than a place where the insured resides, thereby excluding it from the definition of an insured location.

On the other hand, the residence itself is the primary insured location, a temporary residence rented by the insured can be covered during the time of occupancy, and even vacant land owned by the insured can be covered under specific conditions, thus aligning with the criteria that define an insured location under the policy.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy