Which type of residential property is NOT eligible for coverage under Citizens Property Insurance Corporation?

Citizens Property Insurance Corporation provides coverage options primarily for residential properties in Florida that meet specific eligibility criteria. Boarding houses typically operate as establishments that offer lodging and may provide meals, often catering to a transient population. Due to their nature and operational standards, boarding houses are not classified as traditional residential properties eligible for homeowners' insurance. Thus, they fall outside the purview of coverage provided by Citizens.

In contrast, other options like apartments without mercantile, residential condominiums with limited mercantile occupancy, and apartment houses with a specific percentage of mercantile use are generally more aligned with the types of properties that Citizens aims to insure. These properties can often meet the coverage requirements when their occupancy types do not significantly hinder the residential nature of the property. This highlights the specific focus of Citizens Insurance on ensuring that the properties they cover primarily serve as residences rather than mixed-use or commercial establishments, which would include boarding houses.