Which type of risk is covered under Garage Insurance Section II Liability?

The coverage under Garage Insurance Section II Liability focuses specifically on bodily injury and property damage that occurs in the course of business operations related to the garage. This means that if a customer suffers an injury while on the premises of the garage, the liability coverage would apply. This is essential for garage owners, as they may face legal claims from customers injured in their facility due to various reasons, such as slips and falls or accidents involving garage equipment.

In contrast, damage to the garage itself pertains to property coverage, which is a different aspect of insurance that would not fall under liability provisions. Personal injury of the garage owner is not covered in this context, as liability generally protects against claims from third parties rather than the insured. Similarly, damage caused by a vehicle owned by the insured may be addressed under different sections of an auto insurance policy, rather than liability coverage pertaining to a garage operation. Thus, injury to customers while in the garage is the correct and most relevant choice in this scenario.